For Insurance Professionals

Underwrite Florida properties in seconds, not hours

Wind zones, flood zones, ASCE wind speeds, construction details, and assessed values — every data point you need to evaluate risk and bind policies, from a single address lookup.

Stop piecing together risk data manually

Your current workflow is costing you time and accuracy on every property evaluation.

Check FEMA flood maps in one tab, county records in another, wind maps in a third

One address → flood zone, wind speed, property data, and ASCE criteria in a single report

Manually look up which building department has jurisdiction

Building department jurisdiction auto-detected from parcel location

Guess at construction type and year built from MLS photos

Year built, construction type, and living area pulled directly from FL DOR records

Wait days for a formal wind mitigation or flood determination report

Instant results with 700yr and 1700yr MRI wind speeds per ASCE risk category

The data that matters for underwriting

Every field an underwriter or adjuster needs, sourced from official records.

Sample Report Data

Flood Zone

AE

Wind (700yr)

180 mph

Wind (1700yr)

200 mph

Year Built

2004

Just Value

$385,000

Living Area

2,450 sqft

County

St. Lucie

ASCE Cat II

Risk Category II

SDS

0.157

Bring your own AI agent

Score the book, not the file

Underwriting and claims both run on volume. Data that has to be fetched by hand only ever reaches the files somebody remembered to check.

At quote

Enrich an address the moment it enters the workflow — flood zone, BFE, elevation, design wind speed and year built — before a human opens it.

Across an existing book

Run a portfolio through the API to find exposure that was never captured: properties in an SFHA, or sitting below BFE, or older than the construction assumptions on the policy.

In claims

Pull permit history at a loss address to see what was actually built and when, from the county record rather than from the file.

Ask your agentexample

For these addresses: flood zone, BFE, ground elevation, design wind speed and year built. Flag anything in an SFHA or below BFE.

How it works for you

1

Pre-bind risk evaluation

Run a PropDocket report before binding any Florida property. Know the flood zone, wind exposure, and property details before you commit.

2

Claims investigation

Pull verified property data instantly during claims processing. Year built, assessed value, and hazard exposure — confirmed from official records.

3

Portfolio risk assessment

Use the API to batch-evaluate properties across your book of business. Identify high-risk concentrations by wind zone, flood zone, or age.

Questions we actually get

Can I run a whole book of business through this?

Yes, through the REST API. Rate limits are published so you can plan a batch rather than discover the ceiling partway through it.

Is the flood data the same as a flood determination?

No. PropDocket returns the FEMA NFHL zone, base flood elevation and SFHA status as screening data. It is not a Standard Flood Hazard Determination and does not replace a determination vendor.

What wind data do you return?

ASCE 7-22 design wind speed by risk category, derived from Florida contour geometry and cross-checked against ASCE. Elevation is returned alongside it, which is usually the second question.

Do you cover the whole country?

No. Florida only. We say so plainly rather than implying a national footprint we do not have.

PUBLIC BETA

PropDocket is free during the beta. No card required. We'll email you before billing starts.

Usage-based, one balance per organization, no seats, nothing expires. See pricing →

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